{"id":1400,"date":"2022-12-22T14:40:24","date_gmt":"2022-12-22T13:40:24","guid":{"rendered":"https:\/\/prozenu.cz\/?p=1400"},"modified":"2022-12-22T14:40:25","modified_gmt":"2022-12-22T13:40:25","slug":"na-kolik-vas-vyjde-povinne-ruceni","status":"publish","type":"post","link":"https:\/\/prozenu.cz\/?p=1400","title":{"rendered":"<strong>Na kolik v\u00e1s vyjde povinn\u00e9 ru\u010den\u00ed?<\/strong>"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Vlastn\u00edte-li vozidlo, nesm\u00edte zapomenout na povinn\u00e9 ru\u010den\u00ed. Kolik stoj\u00ed povinn\u00e9 ru\u010den\u00ed? P\u0159i hled\u00e1n\u00ed toho nejvhodn\u011bj\u0161\u00edho poji\u0161t\u011bn\u00ed v\u00e1s mo\u017en\u00e1 p\u0159ekvap\u00ed rozp\u011bt\u00ed cen, na kter\u00e9 naraz\u00edte, a\u010dkoliv vstupn\u00ed \u00fadaje budete zad\u00e1vat v\u017edy stejn\u00e9.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Povinn\u00e9 ru\u010den\u00ed je z\u00e1konn\u00e9 poji\u0161t\u011bn\u00ed, a pokud vlastn\u00edte automobil, tak se mu nevyhnete. Jedinou mo\u017enost\u00ed, jak se jako vlastn\u00edk m\u016f\u017eete leg\u00e1ln\u011b vyhnout povinnosti platit povinn\u00e9ho ru\u010den\u00ed, je ulo\u017eit zna\u010dky do depozitu. To ale z\u00e1rove\u0148 znamen\u00e1, \u017ee automobil odstav\u00edte a v\u016fbec ho nebudete pou\u017e\u00edvat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Co je sou\u010d\u00e1st\u00ed povinn\u00e9ho ru\u010den\u00ed a co se d\u00e1 p\u0159ipojistit?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ide\u00e1ln\u00ed je vyzkou\u0161et srovn\u00e1va\u010de <a href=\"https:\/\/www.klik.cz\/povinne-ruceni\/\">povinn\u00e9ho ru\u010den\u00ed<\/a>, kter\u00e9 v\u00e1m pomohou naj\u00edt nejv\u00fdhodn\u011bj\u0161\u00ed cenu. C\u00edlem srovn\u00e1va\u010d\u016f je vyjednat u poji\u0161\u0165oven nejv\u00fdhodn\u011bj\u0161\u00ed ceny a klient\u016fm je nab\u00eddnout. Ka\u017ed\u00e1 nab\u00eddka mus\u00ed b\u00fdt p\u0159esto individu\u00e1ln\u00ed. U povinn\u00e9ho ru\u010den\u00ed se zohled\u0148uje nap\u0159. dosavadn\u00ed j\u00edzda bez nehod. Poji\u0161\u0165ovny nab\u00edzej\u00ed tak\u00e9 slevu za sjedn\u00e1n\u00ed z\u00e1rove\u0148 povinn\u00e9ho a havarijn\u00edho poji\u0161t\u011bn\u00ed. P\u0159i zm\u011bn\u011b poji\u0161\u0165ovny m\u016f\u017eete p\u0159itom u\u0161et\u0159it pom\u011brn\u011b velk\u00e9 \u010d\u00e1stky. P\u0159ed t\u00edm, ne\u017e si povinn\u00e9 ru\u010den\u00ed po\u0159\u00edd\u00edte, porovnejte nab\u00eddky trhu t\u0159eba prost\u0159ednictv\u00edm nez\u00e1visl\u00e9ho srovn\u00e1va\u010de Klik.cz a ujist\u011bte se, \u017ee m\u00e1te to nejv\u00fdhodn\u011bj\u0161\u00ed. Pokud u\u017e <a href=\"https:\/\/www.porovnej24.cz\/povinne-ruceni\">povinn\u00e9 ru\u010den\u00ed<\/a> m\u00e1te, pod\u00edvejte se, \u017ee neplat\u00edte v\u00edc ne\u017e mus\u00edte.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Podle \u010deho se ur\u010duje cena povinn\u00e9ho ru\u010den\u00ed?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na to, kolik stoj\u00ed povinn\u00e9 ru\u010den\u00ed, m\u00e1 vliv mnoho faktor\u016f. Mezi tyto faktory t\u00fdkaj\u00edc\u00ed se vozidla se \u0159ad\u00ed objem motoru, v\u00fdkon v kW, hmotnost vozidla, ro\u010dn\u00ed n\u00e1jezd kilometr\u016f a u\u017eit\u00ed vozidla (nap\u0159. automobil bude pou\u017eit do b\u011b\u017en\u00e9ho provozu, historick\u00e9 vozidlo, vozidlo auto\u0161koly) a datum prvn\u00ed registrace, tedy st\u00e1\u0159\u00ed automobilu. Pro stanoven\u00ed ceny je ale tak\u00e9 d\u016fle\u017eit\u00e9, kolik let je pojistn\u00edkovi a kde bydl\u00ed. Obecn\u011b plat\u00ed, \u017ee ve v\u011bt\u0161\u00edch m\u011bstech je povinn\u00e9 ru\u010den\u00ed dra\u017e\u0161\u00ed. Dra\u017e\u0161\u00ed povinn\u00e9 ru\u010den\u00ed budou m\u00edt tak\u00e9 mlad\u00ed \u0159idi\u010di \u010derstv\u011b po ukon\u010den\u00ed auto\u0161koly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dal\u0161\u00ed kategorii v\u00fdrazn\u011b ovliv\u0148uj\u00edc\u00ed cenu tvo\u0159\u00ed po\u010det dopravn\u00edch nehod zp\u016fsoben\u00fdch pojistn\u00edkem. Od toho se odv\u00edj\u00ed bonusy. Bonus na povinn\u00e9m ru\u010den\u00ed z\u00edsk\u00e1te za ka\u017ed\u00fdch dvan\u00e1ct m\u011bs\u00edc\u016f, b\u011bhem kter\u00fdch jste byli poji\u0161t\u011bn\u00ed a nezp\u016fsobili jste \u017e\u00e1dnou nehodu. Maxim\u00e1ln\u00ed v\u00fd\u0161e slevy v r\u00e1mci bonusu dosahuje a\u017e 60 %.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pojistn\u00fd limit<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e1le je d\u016fle\u017eit\u00fd tak\u00e9 pojistn\u00fd limit, na jak\u00fd budete cht\u00edt automobil pojistit. U n\u011bkter\u00fdch poji\u0161\u0165oven v\u00e1s \u010dek\u00e1 je\u0161t\u011b jako odm\u011bna za v\u011brnost sleva nap\u0159. za p\u0159ipoji\u0161t\u011bn\u00ed, p\u0159\u00edpadn\u011b pokud ji\u017e jste klientem poji\u0161\u0165ovny. Stejn\u011b tak je levn\u011bj\u0161\u00ed povinn\u00e9 ru\u010den\u00ed pro dr\u017eitele pr\u016fkazu ZTP, nebo v p\u0159\u00edpad\u011b, \u017ee je vozidlo gar\u00e1\u017eov\u00e1no. Veter\u00e1nsk\u00e1 vozidla maj\u00ed povinn\u00e9 ru\u010den\u00ed v\u00fdrazn\u011b levn\u011bj\u0161\u00ed. Na druhou stranu nesm\u00ed jezdit denn\u011b a pou\u017e\u00edvat se b\u011b\u017en\u011b, ale jen na v\u00fdjime\u010dn\u00e9 akce.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vlastn\u00edte-li vozidlo, nesm\u00edte zapomenout na povinn\u00e9 ru\u010den\u00ed. Kolik stoj\u00ed povinn\u00e9 ru\u010den\u00ed? P\u0159i hled\u00e1n\u00ed toho nejvhodn\u011bj\u0161\u00edho poji\u0161t\u011bn\u00ed v\u00e1s mo\u017en\u00e1 p\u0159ekvap\u00ed rozp\u011bt\u00ed cen, na kter\u00e9 naraz\u00edte, a\u010dkoliv vstupn\u00ed \u00fadaje budete zad\u00e1vat v\u017edy&hellip;<\/p>\n","protected":false},"author":2,"featured_media":1401,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[8,4],"tags":[1737,1746,1736],"class_list":["post-1400","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rady-a-navody","category-rodina","tag-finance","tag-pojisteni","tag-povinne-ruceni"],"_links":{"self":[{"href":"https:\/\/prozenu.cz\/index.php?rest_route=\/wp\/v2\/posts\/1400","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prozenu.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prozenu.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prozenu.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/prozenu.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1400"}],"version-history":[{"count":0,"href":"https:\/\/prozenu.cz\/index.php?rest_route=\/wp\/v2\/posts\/1400\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prozenu.cz\/index.php?rest_route=\/wp\/v2\/media\/1401"}],"wp:attachment":[{"href":"https:\/\/prozenu.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1400"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prozenu.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1400"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prozenu.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1400"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}